Insurance Blog - Insurance Broker Direct - Lafayette, IN

Garbage Truck Liability Insurance Coverage

August 10, 2026 By

A residential route can involve hundreds of stops, tight turns, pedestrians, parked cars, and employees working close to moving equipment. That is why garbage truck liability insurance deserves more … [Read more...]

Lessor’s Risk Insurance Explained for Property Owners

August 9, 2026 By

A tenant’s business may operate inside your building, but the building, the lease income, and many liability exposures remain your responsibility. That is why lessor’s risk insurance explained in … [Read more...]

West Lafayette Renters Insurance That Fits

August 6, 2026 By

A burst supply line in an apartment near campus can soak a laptop, clothes, furniture, and textbooks in minutes. If the building’s insurance responds, it generally protects the building itself, not … [Read more...]

Insurance Considerations When Heading Off to College

August 3, 2026 By Matt Kopf

Heading off to a trade school or college is an exciting time for students and parents. Amidst the excitement of buying dorm supplies and organizing travel plans, insurance might not be at the top of … [Read more...]

Flood Insurance Waiting Period Guide for Homeowners

August 3, 2026 By

A flood insurance waiting period guide matters most when the forecast starts looking bad. Once heavy rain is on the radar, a nearby river is rising, or a hurricane is approaching, it may already be … [Read more...]

Insurance Broker Direct4.9

Based on 31 reviews

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4 months ago

I cannot say enough good things about Insurance Broker Direct and working with Holly. We were non renewed on our homeowners insurance after two claims that were completely outside of our control. After being with the same insurance company for over 15 years, it felt like a total slap in the face. Like most families, we do not have an extra $15,000 sitting around to cover disastrous expenses, which is exactly why we have insurance in the first place. This situation was incredibly stressful and upsetting, and Holly stepped in and did all the hard work for us. She truly made a devastating experience feel manageable and even pleasant. She shopped around, advocated for us, and ended up saving us $1,600 a year out of pocket. That alone was huge, but the support, patience, and personal care she showed meant just as much. Insurance Broker Direct was an absolute blessing to find. I tell everyone I know to give Holly a call. Even if you think you are happy with your insurance, let IBD shop for you. You might be shocked at what they can do. Personable, friendly, knowledgeable, patient, and genuinely amazing.

9 months ago

Holly helped me find better coverage for a lower premium than I had before. She was fast, efficient, and very helpful throughout the process. Trust me, I have tried different brokers and different places, and this was the only one where I actually got a great deal. Highly recommend them!

2 years ago

I got tired of my insurance company increasing rates with no increase in value of the service they provided so I called IBD and they were amazing. I was sure to provide them with the exact coverages that were on my previous insurance plan and they were able to save me a significant amount of money. I would encourage you to at least give them a call to see if they can do the same for you!!!

2 years ago

We have had a great experience with Insurance Broker Direct for many years. We appreciate that they are proactive in reviewing our policies and making recommendations - both to our level of insurance and coverage and also to ensure we are getting the best rate. They recently reviewed our policies and were able to save us a significant amount of money and keep a high level of coverage. Their customer service is excellent - they are always there when we need them! I highly recommend.

2 years ago

Matt always provides diligent personalized service.

2 years ago

Prompt meeting availability Knowledgeable

3 years ago

Matt was very instrumental in getting my wife and I the best rate for our home and auto. He saved us a good amount of money.

3 years ago

Matt goes above and beyond for his clients!

3 years ago

Great rates and easy to deal with

3 years ago

Excellent customer service and quick response time. Matt always goes the extra mile to help me!

3 years ago

Great rates and easy to work with. Highly recommend.

Trinity Real Estate Investing, L.

3 years ago

Matt provides excellent customer service and helped me to meet my business needs. I highly recommend Matt and Insurance Broker Direct.

3 years ago

Matt saved us a ton of money with better coverage, and made the process of switching extremely easy.

3 years ago

If you want a responsive and detail oriented insurance representative. Matt is the agent for you!

3 years ago

Matt made deciding on auto and home insurance not complicated, He gave us the best coverage for a good price.

4 years ago

Matt made our transition to a new insurance provider a breeze! He took care of everything for us. He is very responsive to emails and answered all of my many questions. I had been with the same insurance carrier for over 10 years and was hoping to find a better policy with better rates and what Matt provided to us exceeded my expectations. I highly recommend!

4 years ago

Our transition to switch companies was seemless. Matt Kopf's agency is professional and knowledgeable. We ended up with better coverage as well.

4 years ago

It's awesome to have an insurance agent that you trust with your needs!!

Esteban and Erin R.

5 years ago

I asked for some personal and business quotes on varying policies and he was professional, timely, and knowledgeable. His quote was very competitive and I highly recommend Matt at Insurance Broker Direct to anyone. Thanks Matt!

5 years ago

Matt did a great job finding us a Life policy that was far cheaper than others had quoted us and it was from a reputable company (ie we don’t have to worry about them paying out if the unfortunate happens). He made the process really quick and easy, following up with us at every step, and making sure we had all of the info we needed.

5 years ago

Matt responded quickly to my inquiry and was easy to work with and able to meet my insurance needs where other agents fell short. I highly recommend Insurance Broker Direct.

5 years ago

Working with Matt to quote and set up all of our business and personal insurance was a smooth process with outstanding communication. I highly recommend Insurance Broker Direct to anyone interested in other options for their insurance needs.

5 years ago

Great Service, Great Value, also Matt is very knowledgeable and responsive to your needs.

5 years ago

recommends

Great service, made the change process smooth and easy. Oh and saved me over $150/month. Highly recommend these guys!!

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